> ## Documentation Index
> Fetch the complete documentation index at: https://developers.argosidentity.com/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC settings simulator

> Pick an industry and turn features on and off to see what ARGOS ID check settings screen out at each KYC stage.

Pick an industry and its recommended settings unfold in the order users go through KYC. Click a feature to turn it on or off, and what each stage screens out changes right away.

> [!NOTE]
>
> This is a simulator. It is not connected to your actual project settings, and nothing you change here is saved. Apply real settings in **Project Management** in the dashboard.

## Recommended settings by industry

Industry templates

Show enabled only

**What are URL options (query string)?** They are not settings you turn on in the dashboard. When you append values to the Liveform URL, they apply to that single submission only, so the same project can use them differently per user. Here you can click them like any other feature to see what changes when the option is used.

Dashed = blocks progress on failure
Blue border = turned on by you

The tables below list the recommended settings per industry shown in the simulator.

**Ticketing** Centered on verifying overseas fans. To stop bots, macros, and bulk buying, it applies one-time links, submission limits, and strong duplicate blocking. AML is not used. The Public Performance Act of Korea, amended in March 2024, makes fraudulent booking with macro programs a criminal offense.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, Submission rate limiting (6 per 60 minutes), Proxy & VPN detection, Encryption-only mode, Token ID pre-registration, Token expiration condition, User and submission identifiers |
| 2. ID document | Supported ID type management (8 types), Blacklist countries (issuing country) (your own country), ID recognition guarantee mode (60), ID personal information masking (not collected, image masked), Automatic romanization of submitted names, Streaming capture only, MRZ check (passport 85 · others 75), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Selfie liveness (Active 75), Face duplicate check (99 · reject), Face occlusion, Email owner verification |
| 4. Duplicates · AML screening | Duplicate check pipeline (Custom DI), Custom DI, Handling when a duplicate is detected (reject), Duplicate approval prevention period (365 days), Duplicate rejection prevention period |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), Dynamic fields (user ID · email · custom fields · KYC status), Return URL encryption, ARGOS Score threshold (90), Automated processing only |
| 6. Result delivery · after | Webhook URL (set), Webhook notification users, Secure data transmission |

**Gaming** Age verification and one account per person are the core. It combines face-based age verification with face duplicate check and limits submissions by IP. Under the Juvenile Protection Act and the Game Industry Promotion Act of Korea, age verification is mandatory.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, Submission rate limiting (6 per 60 minutes), Fingerprint · device duplicate check, Proxy & VPN detection, Encryption-only mode, User and submission identifiers |
| 2. ID document | Supported ID type management (per-country settings), Blacklist countries (issuing country) (12 countries), ID recognition guarantee mode (70), ID personal information masking (not collected), Streaming capture only, MRZ check (passport 85 · others 75), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Selfie liveness (Active 85), Face-based age verification (selfie · fixed age 19), Face duplicate check (99 · reject), Face occlusion |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (reject), Duplicate approval prevention period (365 days), AML Watch list filtering (threshold 99) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), ARGOS Score threshold (99), Age limit (19) |
| 6. Result delivery · after | Webhook URL (set), Partial data deletion |

**Gambling** Keeps only the allowed countries and blocks all other issuing countries. Face duplicate check and Custom DI stop multi-accounting, with AML screening applied.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, User and submission identifiers |
| 2. ID document | Supported ID type management (3 types), Blacklist countries (issuing country) (all countries except the allowed ones), ID personal information masking (not collected, image masked), Streaming capture only, ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Selfie liveness (Active 75), Face duplicate check (99 · reject) |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method + Custom DI), Custom DI, Handling when a duplicate is detected (reject), Duplicate approval prevention period (7 days), AML Watch list filtering (threshold 99) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), ARGOS Score threshold (70), Age limit (18) |
| 6. Result delivery · after | Webhook URL (set), Webhook notification users |

**E-money** Electronic financial businesses such as payment gateways and prepaid services. ID authenticity and government data checks, liveness, and AML screening are the baseline.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, User and submission identifiers |
| 2. ID document | Supported ID type management (8 types), ID recognition guarantee mode (70), ID personal information masking (not collected, image masked), Streaming capture only, MRZ check (passport 85 · others 75), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Selfie liveness (Active 75), Government data verification (KR) |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (show duplicate info), Duplicate approval prevention period (7 days), AML Watch list filtering (threshold 93) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), ARGOS Score threshold (85), Age limit (13) |

**Remittance** Uses ID, selfie liveness, and government data verification together and collects the resident registration number in full. Device verification and custom policies single out submissions for manual review. The Act on Reporting and Using Specified Financial Transaction Information and the Foreign Exchange Transactions Act of Korea apply directly. Failing to block remittances to sanctioned parties can lead to business suspension and fines.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, Device Verification, Fingerprint · device duplicate check, Encryption-only mode, User and submission identifiers |
| 2. ID document | Supported ID type management (8 types), Blacklist countries (issuing country) (Iran, North Korea), ID recognition guarantee mode (50), ID personal information masking (collected in full), Streaming capture only, Allow ID upload (IQC), MRZ check (passport 85 · others 75), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (75 or higher), Selfie liveness (Active 75), Face duplicate check (99 · reject), Face occlusion, Government data verification (KR) |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (show duplicate info), AML Watch list filtering (threshold 90–93) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), Dynamic fields (submission ID · custom fields · KYC status), ARGOS Score threshold (70), Age limit (19), Custom policy rules |
| 6. Result delivery · after | Webhook URL (set), Webhook notification users, AML Ongoing Monitoring |

**Platform · commerce** Platforms and commerce services that involve payments and settlement. ID, selfie liveness, and government data verification confirm sellers and users, while device verification and AML screening screen out risky parties.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, Device Verification, Fingerprint · device duplicate check, Encryption-only mode, User and submission identifiers |
| 2. ID document | Supported ID type management (8 types), Blacklist countries (issuing country) (Iran, North Korea), ID recognition guarantee mode (50), ID personal information masking (collected in full), Streaming capture only, Allow ID upload (IQC), MRZ check (passport 85 · others 75), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (75 or higher), Selfie liveness (Active 75), Face duplicate check (99 · reject), Face occlusion, Government data verification (KR) |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (show duplicate info), AML Watch list filtering (threshold 90–93) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), Dynamic fields (submission ID · custom fields · KYC status), ARGOS Score threshold (70), Age limit (19), Custom policy rules |
| 6. Result delivery · after | Webhook URL (set), Webhook notification users, AML Ongoing Monitoring |

**Virtual assets** Blocks IDs issued by high-risk countries and protects the integration path with encryption-only mode and encrypted transmission. Proof of address and AML screening are used together.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, Encryption-only mode, Encryption algorithm (GCM), User and submission identifiers |
| 2. ID document | Supported ID type management (2 types), Blacklist countries (issuing country) (25 high-risk countries), ID recognition guarantee mode (50), ID personal information masking (collected in full), Streaming capture only, MRZ check (passport 85 · others 75), Driver's license barcode (PDF417), ID liveness (copy detection) (Retry), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Selfie liveness (Passive 50), Government data verification (KR), Proof of address |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (show duplicate info), AML Watch list filtering (threshold 94) |
| 5. Decision · result screen | Reviewer settings (Argos expert reviewers), Return URL (set), ARGOS Score threshold (70), Age limit (18), Custom policy rules |
| 6. Result delivery · after | Webhook URL (set), Review result email, IP whitelist, Secure data transmission |

**Mobility** Centered on driver's licenses. Government data and proof of address confirm eligibility, and no personal data is kept after verification. AML and liveness are not used.

| Stage | Settings turned on |
| - | - |
| 1. Entry | Terms of service · privacy policy consent, User and submission identifiers |
| 2. ID document | Supported ID type management (2 types), ID personal information masking (not collected, image masked), Streaming capture only, MRZ check (passport 85 · others 75), Driver's license barcode (PDF417), ID liveness (copy detection) (Warning), Expired ID |
| 3. Face · additional verification | Selfie process (85 or higher), Government data verification (KR), Proof of address |
| 4. Duplicates · AML screening | Duplicate check pipeline (default method), Handling when a duplicate is detected (show duplicate info) |
| 5. Decision · result screen | Reviewer settings (Client API), Return URL (set), Dynamic fields (user ID · submission ID · custom fields · error code), ARGOS Score threshold (70), Age limit (21) |
| 6. Result delivery · after | Webhook URL (set), Webhook notification users, Partial data deletion |

***

## Country-specific feature availability

> [!WARNING]
>
> **Government data verification is only available for specific countries.**
>
> | Feature | Supported countries |
> | - | - |
> | Government data verification | South Korea, Mexico |
>
> If you need government data verification for additional countries, please [contact us](https://developers.argosidentity.com/resources/support). Additional country support can be arranged upon request.

***

## Common recommendations

### Webhook integration

Compliance managers in each industry should actively utilize ARGOS dashboard's webhook functionality to reflect verification results in internal systems in real-time.

> [card] Fintech webhook
>
> Immediately freeze transactions when an `aml.match` event occurs.

> [card] E-Gaming webhook
>
> Grant game account activation upon `submission.approved` event.

> [card] Ticketing webhook
>
> Grant ticket booking permission upon `submission.approved` event.

> [card] [Webhook guide](https://developers.argosidentity.com/en/idcheck/webhooks/overview.md)
>
> Learn about webhook setup and event handling

***

## Operations checklist

> [accordion] Initial setup steps
>
> * [ ] Enable industry-specific required options
> * [ ] Configure and test webhook endpoints
> * [ ] Set up AML thresholds and Ongoing Monitoring Worklist (Fintech)
> * [ ] Configure data retention policies

> [accordion] Regular monitoring
>
> * [ ] Regular review of AML screening results (Fintech)
> * [ ] Analyze face deduplication patterns
> * [ ] Review Proxy & VPN detection logs
> * [ ] Monitor rejection and approval rates

> [accordion] Regulatory compliance
>
> * [ ] Track relevant regulatory changes
> * [ ] Check financial authority guideline updates (Fintech)
> * [ ] Adjust and re-verify options as needed

***

## Related documentation

> [card] [KYC process](https://developers.argosidentity.com/dashboard/en/project-management/policy-and-authentication/kyc-process.md)
>
> Learn how to configure basic authentication policies.

> [card] [Anti-fraud and forgery prevention](https://developers.argosidentity.com/dashboard/en/project-management/policy-and-authentication/anti-fraud-and-forgery-prevention.md)
>
> Learn how to configure security enhancement options.

> [card] [Anti-Money Laundering (AML)](https://developers.argosidentity.com/dashboard/en/project-management/policy-and-authentication/aml.md)
>
> Learn about AML setup and monitoring.

> [card] [Authentication data](https://developers.argosidentity.com/dashboard/en/project-management/policy-and-authentication/authentication-data.md)
>
> DI generation, deduplication, submission limits, and data management settings.


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